Rialto is a fully integrated real estate investment management and asset management company with a dedicated special servicer. Rialto invests in and manages assets throughout the real estate capital structure, including real estate properties, loans and securities. Our mission is to create long-term value for our investors and sustain results across market cycles. Rialto is headquartered in Miami, FL, with professionals operating throughout the United States.
SUMMARY
The Analyst supports the AM Surveillance group by providing analytical and underwriting support to senior team members in the credit monitoring, underwriting, and reporting functions that track the performance of Rialto’s CMBS portfolio across all major U.S. property types and markets. The Analyst helps maintain portfolio-level surveillance through loan performance monitoring, market research, and the preparation of recurring exposure and risk assessment reports for senior management. Through this work, the Analyst develops a broad understanding of CMBS portfolio dynamics — from covenant compliance and cash management triggers through market event response and data analytics-driven risk assessment.
KEY RESPONSIBILITIES
Underwriting & Credit Monitoring
- Perform thorough underwriting and cash flow analysis at both the loan and property level, covering original B-Piece acquisitions and performing loans within the CMBS portfolio.
- Underwrite loans across all major property types nationwide, spanning all 50 U.S. states.
- Monitor and evaluate credit metrics, loan performance, property operations, maturities, and dispositions, while analyzing portfolio risk and performance trends.
- Coordinate with Master Servicers to ensure compliance with loan documentation, including adherence to covenants and cash management triggers.
- Prepare and present detailed portfolio reviews and risk assessments to senior management.
Market Conditions & Exposure Events
- Track and synthesize news sources to prepare exposure reports, leveraging data analytics to assess potential portfolio risk.
- Conduct research on economic and market trends, evaluating their impact on loan collateral and portfolio performance.
- Collaborate with Master Servicers and the REO team in response to significant events, including natural disasters, and participate in related site inspections.
Reporting
- Prepare recurring monthly and quarterly reports for multiple internal stakeholders, including executive leadership.
- Support process improvement initiatives by assisting in the automation of standardized reporting tools.
- Execute ad hoc reporting assignments for senior management, including portfolio analyses, exposure assessments, and market studies.
- Effectively uses AI to support research, synthesize information, analyze data, develop insights, and streamline workflows. Applies critical judgment to validate AI-generated outputs for accuracy, relevance, and completeness to finalize deliverables. Uses AI responsibly in accordance with company policies, confidentiality requirements, information-security standards, and applicable governance practices. Maintains awareness of evolving AI capabilities and identifies opportunities to appropriately integrate new tools into day-to-day work.
SPECIFICATIONS
- Bachelor’s Degree from an accredited university is required preferably specializing in Real Estate, Finance, Accounting, Economics, or related business field.
- 1+ years of relevant experience in commercial real estate, underwriting, loan servicing, or a related field; relevant internship experience will be considered.
- Advanced proficiency in Microsoft Office Suite, particularly Excel, PowerPoint, and Word.
- AI & Technology Fluency: Demonstrates proficiency in using AI-enabled and digital tools to enhance productivity, analysis, problem-solving, and work quality, applying critical judgment to validate and finalize outputs.
- Excellent verbal, written, and interpersonal communication skills, with the ability to present information clearly and concisely to a variety of audiences.
- Collaborative team player who works constructively with others to accomplish shared goals and identify solutions, while also able to work independently with minimal supervision.
- Highly organized and detail-oriented, with a strong commitment to accuracy, completeness, and accountability in all work product.
- Reliable and dependable, with the ability to manage multiple priorities simultaneously and consistently meet deadlines.
- Results-driven, with strong analytical and problem-solving skills and a focus on delivering high-quality outcomes in a timely manner.
- Flexibility to work outside of standard business hours as needed.
